Joanna Krupa -- Don't Let the Leak Stop You From Taking Selfies

Joanna Krupa has a totally different take on the hacked photos scandal -- she's NOT mad about the possibility of her personal pics leaking, and recommends celebs keep snapping whatever kinds of photos they want.

Our photog got Krupa -- whose name appears on the alleged "master list" of victims -- as she was leaving an Apple store, where she bought an external hard drive ... because she says she's done with the cloud.

Krupa feels bad for people like Jennifer Lawrence, but since she's been in Playboy ... she's not too concerned about nude photos getting out. But you gotta hear her explain why selfie-addicted celebs should keep it up.

We also shot Meagan Good ... who says although her name is also on that list, you won't find her on the cloud.